Your ability to successfully manage money has nothing to do with how much you earn, and even those on high incomes can have difficulty budgeting.
Sometimes having a higher income takes your focus off of budgeting and money management, having a higher income can also lead to a more expensive lifestyle.
Being good with money is not something that you are born with, nor is being bad with money, it’s something that you learn and can overcome!
Maybe you do, but the right savings product is not going to be of much use if you don’t plan what you’re going to put in to it. Because you might either not put as much as you could into it, or you might have to start taking money out because you are not planning your money correctly.
You do not have to suffer to use a budget - a budget is simply a method of planning what you want or need to do with your money.
No, you don’t… but if you are in debt budgeting is something that you should definitely consider taking up. The earlier you plan to eliminate your debt the easier it shall be. Not only shall it be easier, but it will save you money, worry and allow you to plan to avoid getting in unnecessary debt in the future.
Budgeting is a useful process for anyone, regardless of how large or regulated their incomes are. Having a variable income is more reason to budget, because there is more uncertainty that you should be planning for.
It might not be possible to budget for those unfortunate periods where everything seems to go wrong, but it certainly will make the financial strain of those times a lot less. Plus, having some money to fall back on in an emergency might help you to sleep better at night.
Well that would have been a problem if you were doing the budget manually… but we’d like to introduce you to a secret weapon, we call it Budgets Get Real. There is no maths, because it does it all for you - so that there’s no error and minimal effort!
There’s no such thing as having too little income to budget. If you are on a low income budgeting can provide you with the security of knowing that you have enough to pay the bills and have some money to fall back on in the case of an emergency.
You might think that, but the real questions are ‘Do you earn too much income to worry about managing your money?’ and ‘Are you managing your money as effectively as possible?’ there’s a chance that you aren’t, plus, there’s almost always room for improvement.
You might not have time to work on a traditional budget, which is why we have cut out most of the time and effort with Budgets Get Real. Budgeting can afford you more time to not worry about money and more time to spend enjoying your free time and money, however you choose!
No, budgeting does work. Budgeting is a very useful real world process, used by many people and companies who are not in debt. The reason that they budget is because it works.
A budget is what you make of it, and if your mindset is that it will make you feel boring and miserly then it might end up doing that. The truth is that whilst the act of budgeting might not be the most exciting thing, it can allow you the opportunities to take advantage of lots of exciting things that you may not have been able to do without a budget.
No it doesn’t, budgeting is organising what you want to do with your money, including how to spend it. There’s no reason why you can’t spend it, unless you need to get yourself out of atrocious debt, or unless you don’t want to. Budgeting can allow you to make sure you have enough money to pay all of your bills and necessities, as well as have enough left over for anything else you might like to do.
What Budgets Get Real offers you
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