Budgets Get Real - Free Bonus Resources
The following resources are Free to paid users of Budgets GetReal. Some resources are also available free of charge with the limited Free Trial version. Budgets GetReal in-program Help provides further details on these resources. The resources can only be downloaded from within the Budgets GetReal program.
Password Vault. New in Build 031:
This module fully integrates within Budgets GetReal and provides for multiple keychains each able to securely store log-in usernames, passwords and other related information.
No more having to worry about remembering long lists of passwords. Password Vault allows you to copy and paste the details directly to your web browser whenever you log-in to your bank. No chance of your passwords being exposed to virus programs that record your keystrokes.
This module will automatically install for you when you update to Build b031. It is is accessed under the Extensions sub-menu and from Import file screens.
Automatic Statement Download. New in Build 031.
Available to approved testers only at this stage.
Release to be announced. Will be free update to registered users.
This module fully integrates within Budgets GetReal and securely communicates with your financial institution using the secure SSL protocol. It automatically downloads your latest transactions and then imports and categorizes these for you.
Downloads are initially limited to OFX-compliant financial institutions in the USA and Canada. This extension automatically downloads and installs when you specify an account as being OFX downloadable. Automatic downloads are additional to the manual import and manual entry methods.
Configurations for some 200 institutions are currently being prepared by Budgets GetReal. Other non-supported institutions can be manually configured and logging / diagnostic facilities are provided to assist in this process.
Small Business Edition. Updated in Build 031
Available Free with Budgets GetReal Business edition. This module extends the flexibility and time savings of Budgets GetReal to small businesses.The Business Pack adds the following:
1. Extensive database export. In combination with extended business codes, this permits sophisticated sales and taxation reporting.
2. Assign an additional business code to each transaction. This code can be used as a taxation code, sales analysis code or other dissection code. On import, codes are automatically applied to transactions originating from selected code enabled accounts. This allows you to simply exclude your personal accounts from business related accounts. A default code can be applied to each Income / Expense category.
3. Extra reportable descriptions are provided for each transaction Reminder / Memorandum. Typical uses are Invoice Numbers, sales and purchase references.
4. Australian Business Activity statements (BAS) are simply prepared using the advanced reporting features.
5. Tailored preview and printing of reports was added in Build 031.
Click the following links to download the following User Guides (in PDF format). The files can also be downloaded from within the program.
Using Budgets GetReal for Business
Budgets GetReal - Business Pack: Users Guide
Cash Commitments Module
This module fully integrates within Budgets GetReal and allows you to see the day-to-day detail of budgeted income and expenses. This is a very powerful calculator which shows you what you need to pay and when. It includes a calendar so that you can always keep a safe balance in your account. It works out when you have to transfer money between your accounts so that you never get hit with fees.
The module allows you to combine any number of accounts within a 3 level structure like the following.
Top-Level: High-Interest Bank Account
Mid-Level: Day to Day Transactional Bank Account
Lowest Level: Credit cards and Cash cards
The module calculates the suggested transfers between accounts to ensure a safe balance exists at all times. Lower levels get funds from the next level above and (in some cases) can suggest deposits to the level above. Properly utilised this module will make bank charges for overdrawn accounts a thing of the past.
This calculator alone can save you heaps in bank and credit card fees - with overdrawn fees at $35-$45 it will pay for itself many times over. More money for you!
Also includes a credit card calculator, to determine how much is best to pay off on your credit card. Gives you the flexibility to handle bills as you get them.
Future Spending Planner.
A program to solve the problem of planning for future and unpredictable expenses.
It allows you to estimate forward cash-flow from incomes and expenses that cannot be accurately entered within the Budgets section of the program.
An example may be the cost of replacing your car battery. You know that it is likely to fail next winter and cost you around $150-00. Unfortunately you can’t predict exactly when - so you can’t really add it to your budget. You may intend to sell the car and the expense is never incurred. Adding it to your budget is not the best solution.
Perfect for planning the cost of holidays, car maintenance, weddings, home improvement, or extra funds for expenses you know will eventually pop up… for anything really!
Integrate this planning with your other spending and budget. See how they’ll affect your budget a year or 2 in advance.
Special Report: Banking Your Way
The way you setup your bank accounts to handle transactions can dramatically simplify your money management and may save you considerable fees. This report discusses how you may best manage different combinations of bank accounts, credit cards, debit cards to simplify your control over your personal finances.
Learn how to make your bank and credit cards work for you.
The way you setup your bank accounts to handle transactions can dramatically simplify your money management and may save you considerable fees. A must read!
Money Habits, Your Circumstances and Controlling Your Finances
This Special report examines a range of money habits and how these may assist or hinder you in achieving financial success.
Gain an insight into money habits and how they play a part in controlling your finances, and how well you are set up to cope with the future. Learn how you can acquire successful money habits, recognise bad habits and begin to take control of your finances, forever.
