Budgets Get Real - Privacy Policy

Budgets Get Real, published by Informed Choices Pty Ltd, takes your privacy seriously.
This policy has been created to demonstrate our commitment to privacy as well as for your protection and security. This document outlines our treatment and collection of information when you are on the Budgets Get Real site (budgetsgetreal.com), and when you use and of Informed Choices services. Please read it carefully.

Information Collection and Use
Information Sharing and Disclosure
Links to Third Party Sites
Cookies
Security
Accessing and Editing Your Account Information
Spam Policy
Changes to Privacy Policy
For Further Information: Questions or Suggestions

This privacy policy does not apply to the privacy practices or the content of websites or companies that Informed Choices does not own or control; or to people that Informed Choices does not employ or manage.

Informed Choices collects personally identifiable information when you register for or use Budgets Get Real services.

When you register as a member of the Budgets Get Real community, we ask for your name, email address, and country of origin. Once you register with Budgets Get Real you and sign in to the members area, or make a purchase from us, you are not anonymous to us. Your personally identifiable information will not be publicly displayed on our site.

Informed Choices also automatically received and records information on our server logs form your browser - including your IP Address, Budgets Get Real cookie information and the page you requested.

Informed Choices uses information for these general purposes: to fulfill your requests for certain products or services, to improve our products and services, to customise the content you see on our pages, and to contact you about specials and new products.

We do not collect and/or store credit card information. When you make a purchase your credit card information is kept strictly between you and the service that processes those details. The processing service will be either a secure payment gateway associated with a bank or Paypal. We maintain a record of all transactions.

Informed Choices will not sell or rent your personally identifiable information to anyone.

Informed Choices will only send personally identifiable information about you to other companies or people when:

Informed Choices is not responsible for the content or practices of web sites operated by third parties that are linked to our sites. These links are intended for the user's convenience only. Links to third party sites do not constitute sponsorship, endorsement or approval by Informed Choices of the content, policies or practices of those third party sites. Once you have left our site via such a link, you should check the applicable privacy policy of that site.

Cookies are data that a web site transfers to an individual's hard drive for record-keeping purposes.

Cookies can facilitate a user's ongoing access to, and use of, a web site. They allow us to track usage patterns and to compile data that can help us to improve our content, advertising, products and services. If you do not want information collected through the use of Cookies, there is an option or setting in most browsers that will allow you to deny or accept Cookies. But you should note that Cookies may be necessary to provide you with features such as registered services or merchandise transactions.

Every effort is made to keep your information private and away from hackers. However, it is not possible for us to guarantee your privacy as no data transmission over the Internet can be guaranteed to be absolutely secure. You should weigh up the risk that your details will be misused by hackers with the benefits of receiving the great information that the Budgets Get Real web site has to offer.

Remember to close your browser when you have finished your user session. This is to ensure that others cannot access your personal information and correspondence if you share a computer with someone else or are using a computer in a public place like a library or an Internet café. You as an individual are responsible for the security of and access to your own computer.

Whenever you voluntarily disclose personal information over the Internet this information can be collected and used by others. In short, if you post personal information in publicly accessible forums, you may receive unsolicited messages from other parties in return. Ultimately, you are solely responsible for maintaining the secrecy of your username and passwords and any account information. Please be careful and responsible whenever you are using the Internet.

Informed Choices uses ANZ's eGate Internet Payment Gateway to provide a secure environment for the authorisation of credit card transactions over the Internet. Confidential information including client credit card details are encrypted the moment they are transmitted from the client's browser to the banking network using industry standard SSL 128-bit encryption technology.

A client's credit card details are not stored anywhere on the Internet and the only company who has access to this data is the merchant's bank. The bank also sends confirmation information via the same encryption technology back to the client's browser. These secure processes provide clients with peace of mind when purchasing online.

You may change or update the login information you have supplied us at any time using the 'Update your Details' section of the Budgets Get Real Members area.

For information about changing information specific to your email preferences and newsletter information please review our Spam Policy, which is included in this document.

If you have any questions, troubles or concerns regarding your account or email information, or if you wish to access any of your personal information we hold about you, let us know. Our Privacy Officer can be contacted by emailing contact@budgetsgetreal.com

At Informed Choices we take the issue of spam seriously.

Budgets Get Real newsletters are managed in accordance with best practice, and fully comply with the Spam Act 2003.
Newsletters are opt-in, from which you can opt-out (or unsubscribe) at any time. We provide you several methods of unsubscribing:

Informed Choices may edit this privacy policy from time to time. If we make any substantial changes we will notify you by posting a prominent announcement on our Budgets Get Real pages.

Please contact us through one of the following methods:

Informed Choices Pty Ltd
290 Chapel Hill Rd
Chapel Hill, Brisbane
QLD, AUSTRALIA 4069

Phone: (07) 3878 5166
If calling from overseas: +61 7 3878 5166
Please note that phone contact is only available during our business hours, these are Monday to Friday, 9am - 5pm Australian EST.

contact@budgetsgetreal.com

Where used, the term "Informed Choices" refers to Informed Choices Pty Ltd -
ACN: 121 387 120